Ladera Ranch Real Estate Blog

5 Mistakes Ladera Ranch Home Sellers Are Making

Friday, November 10th, 2017 at 12:57pm. 93 Views, 0 Comments.

Selling a home can be a stressful and challenging process, even when your in a sellers market. Home owners must be careful to not make common mistakes when listing they're home for sale. Some basic mistakes can cost sellers both time and money.

1) Setting the Sales Price
This is the most important factor for a successful home sale. Overpricing your home in a hot sellers market will not make your home sell. Instead, you will waste valuable market time. Success takes into consideration price, condition of the home, and location. Every seller wants top dollar for their home but there is a fine line between aggressively pricing a home and over pricing a home. This year I've seen make sellers list the home too high only to have the home sit on the market and

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Ladera Ranch Lender | Home Loan Rates

Monday, November 6th, 2017 at 11:46am. 41 Views, 0 Comments.

Market News
The Fed announced at this week’s meeting that there would be no policy rate hike this month. But, they did however signal a December hike is very likely. Markets have been rallying on the provable nomination of Jerome Powell as the next Fed Chair. He is expected to continue the trend of current Fed policies. The tax reform proposals issued by the House GOP have sparked a steady increase in the stock market. Also, a proposed cut to corporate taxes is expected to fuel the economy.

Housing News
New home sales surged 18.9% in September to the highest level in 10 years. Home prices hit a new all-time high in August, according to Case-Shiller. National home prices rose 6.1% annually, better than the 5.8% economists expected. Construction

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Rancho Mission Viejo Adding 242 New Homes

Monday, October 23rd, 2017 at 12:34pm. 98 Views, 0 Comments.

The new home development in south Orange County named Rancho Mission Viejo is getting ready to add another 242 homes to the community. The Rancho Mission Viejo development is currently on phase 2 of it's build which its calling the village of Esencia. The 3 new collections of homes are from builders Meritage Homes and Del Webb. The Modena neighborhood from Meritage Homes has 118 paired homes ranging from 1,479 to 1,962 square feet. Priced from the $500,000s. The Vida neighborhood from Del Webb is age restricted 55+ and has 62 one- and two-story homes ranging from 1,279 to 2,006 square feet. They're priced from the $600,000s. The Alma neighborhood is also age restricted 55+ and built by Del Webb and has 62 one- and two-story “active adult” homes ranging

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Ladera Ranch Lender | Current Home Loan Rates

Wednesday, October 11th, 2017 at 2:23pm. 57 Views, 0 Comments.

Lending Market News:

Stock markets are once again hitting record highs, increasing traders’ risk appetite. The strong equity markets can slow down improvements in mortgage rates. On that same token, President Trump recently released his plan for a tax reform that is expected to stimulate economic growth. As a result, increasing mortgage rates. The economy grew slightly faster than anticipated in the 2nd quarter, with a GDP of 3.1%. Consumer spending was also strong for the 2nd quarter. Federal Reserve officials see the economy developing at a steady pace. Indicating that a rate hike later this year is highly likely. 


Housing News: 

Home prices are still on the rise with Case-Shiller reporting increases of 5.9% in July. Strong demand and

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Ladera Ranch Real Estate Market Update 10/6/17

Friday, October 6th, 2017 at 1:00pm. 56 Views, 0 Comments.

In Ladera Ranch there are 108 homes for sale right now down from 121 homes two months ago. 80 of the homes for sale are single family residences, 24 are condominiums, and 4 are townhomes. Out of the 108 homes for sale 105 of them are standard sale or equity sales, there are no short sales, and 3 bank owned homes. The home inventory has again decreased in the last couple months which is typical for this time of the year going into fall. Around 75% of the homes for sale in Ladera Ranch are listed for $700,000 and above right now. This year in Ladera Ranch home values have increased around 5-7%. Home loan rates have again decreased slightly in the last month. The average rate for a 30-year fixed mortgage has remained flat around 3.95 - 4.00% which is an

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Bank Owned Ladera Ranch Homes for Sale

Monday, September 18th, 2017 at 11:52am. 119 Views, 0 Comments.

Believe it or not there are still bank owned homes still coming on the market for sale in Ladera Ranch. A bank owned home is a home that's been foreclosed on because the owner has missed mortgage loan payments or stopped payments altogether. The lender/bank then repossesses the home to sell it in order to recoup the money it's lost from the home loan/mortgage. When the real estate market crisis hit in 2008 we started seeing a flood of bank owned home sales which was then followed by short sales. The real estate market in Ladera Ranch and southern California as a whole has completely rebounded since those tough days. Most home owners have equity in their properties again but there is still an occasional bank owned/foreclosure home coming on the market. So

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Ladera Ranch Lender | Home Loan Rates

Tuesday, August 29th, 2017 at 10:04am. 77 Views, 0 Comments.

Central bankers from around the world are meeting this week for the Jackson Hole Symposium. Markets will be looking for signs of likely policy changes. Little economic news this week coupled with low trading volume left markets quiet. This climate has helped keep mortgage rates stable. Despite labor markets strength, low inflation remains an issue. Speculation is the Fed cannot raise rates again this year unless inflation rises to around 2%. New home sales were unusually lower for July, down 9.4% from June. July’s sales were a 7-month low and caused some concerns about the housing market. However, it should be noted that May and June numbers were revised higher. Median new home prices were up 6.3% over last year. Inventory of new homes rose 1.5% last

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Should You Hire An Agent to Purchase A New Builder Home?

Monday, August 21st, 2017 at 1:05pm. 69 Views, 0 Comments.

New construction has accounted for 30-35% of the sales so far this year in Orange County. Many buyers are choosing to purchase a new home instead of a re-sale home for numerous reasons. When purchasing a new home buyers get to decide how they want to design the home with upgrades and custom features. When purchasing a new home buyers don't need to worry about termite damage, home inspections, possible repairs, deferred maintenance, and negotiating prices and terms. Most builders also offer warranties for up to 10 years incase anything breaks is needs repair. Not to mention you get to move into a brand new home that's never been lived in.

But did you know that you can have a realtor represent you with the home purchase even though you're purchasing the

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3 Ladera Ranch Homes for Sale Right Now - Market Snapshot

Tuesday, August 8th, 2017 at 1:00pm. 123 Views, 0 Comments.

Have you been wondering what homes are for sale in Ladera Ranch or what you might be able to buy for your hard earned dollars? Prices have got up a little this year but there are still great homes to be found in Ladera Ranch. Let's take a look at a few properties currently for sale right now in Ladera Ranch in the different price ranges. We will look at 3 properties currently for sale in Ladera Ranch at price ranges of $500,000; $750,000; and $1,000,000.

The first property for sale for $500,000 is 18 Three Vines Court, Ladera Ranch. The property is a townhome with 3 bedrooms, 2 1/2 baths, and an estimated 1,400 square feet of living space. The home was built in 2001, is located in the Three Vines neighborhood and has a 2 car garage. It's a standard

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Ladera Ranch Real Estate Market Update 8/1/17

Tuesday, August 1st, 2017 at 12:35pm. 117 Views, 0 Comments.

In Ladera Ranch there are 121 homes for sale right now up again from 109 homes two months ago. 89 of the homes for sale are single family residences, 16 are condominiums, 15 are townhomes, and there is 1 commercial/residential mixed used property. Out of the 121 homes for sale 119 of them are standard sale or equity sales, there are no short sales, and 2 bank owned homes. The home inventory has again increased slightly in the last couple months and is getting closer to average. Around 70% of the homes for sale in Ladera Ranch are listed for $700,000 and above right now. Most real estate agents and market researchers were estimating price increases of 2-4% in 2017. That has been proven too conservative of an estimate as most homes in Orange County have

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